CALL: 801-386-7300 

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Utah Home Loans Made Simple

Fast preapprovals, Competitive rates & expert support for first time buyers & refinancers
 

About Jim

Loan Officer

Mortgage Executive NMLS# 284263. 

Jim has been in the mortgage industry for over twenty nine years and brings to Sympli Mortgage the savvy to grow a leading-edge sales team through pro-active attention to service, detail and product knowledge. Before Sympli Mortgage he worked with some of the nation’s top mortgage companies and was instrumental in elevating the sales team and platform to enhance client experience through the entirety of the loan process.

A Utah native, he attended the University of Utah and is a husband and father of four. As Sympli Mortgage maintains its steady growth into more communities, Jim will continue to improve, build, and reinforce the seamless home mortgage experience and make sure clients come first.

Contact Jim

Jim Hoggan

Loan Officer
NMLS# 284263

801-386-7300
jim@symplimortgage.com
13894 S Bangerter Parkway, 222
Draper, UT 84020
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Check your Loan Eligibility Today!

Quick & Easy, Fast Approval Process

Expert Advice from Experienced Loan Officers

Personalized Solutions to Fit Your Needs

Dedicated Support from Start to Finish

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Buy a Home

Whether you're a first-time buyer or moving into your forever home, I’m here to make the home loan process simple, fast, and stress-free. With 30+ years of industry experience and a deep understanding of Utah’s housing market, I help homebuyers make informed decisions that align with their financial goals.

What to Expect:

  • Personalized pre-approval support
  • Competitive rates and flexible loan options
  • Guidance from application through closing
  • Clear communication every step of the way

Let’s take the guesswork out of buying your next home and get you confidently into the right loan.

Happy couple cheering their successful new home purchase thanks to Sympli Mortgage

Refinance a Home

Looking to lower your rate, shorten your loan term, or tap into your home’s equity? Refinancing can be a smart way to improve your financial position—and I’ll help you decide if it’s the right move.

Reasons to Refinance:

  • Lower your monthly payment
  • Switch to a shorter loan term
  • Convert an FHA loan to a Conventional loan
  • Take cash out for home improvements or debt consolidation

As Utah’s market shifts, let’s make sure your mortgage still works for you.

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How it works:
1 Select Mortgage Loan
2 Get personalised options
3 Get approved fast & move into your home
Get Started

Loan Types We offer

Conventional Loans

Great for buyers with solid credit and a stable income. These loans typically require a 3%–5% down payment and offer flexible term options.

FHA Loans

Backed by the Federal Housing Administration, these loans are perfect for first-time buyers or those with lower credit scores. Down payments can be as low as 3.5%.

VA Loans

Exclusively for eligible veterans, service members, and surviving spouses. No down payment, no mortgage insurance, and competitive rates.

Jumbo Loans

Designed for high-value homes exceeding conforming loan limits. Ideal for buyers in higher-cost markets or luxury properties.

Loan Product

30-Year Fixed

The most popular loan option, offering lower monthly payments and long-term stability. Ideal for buyers planning to stay in their home long-term.

25-Year Fixed

A great middle-ground option with faster payoff than a 30-year loan and more manageable payments than a 20- or 15-year term.

 

20-Year Fixed

Build equity faster and save on interest compared to a 30-year loan, while keeping monthly payments more affordable than a 15-year term.

15-Year Fixed

Pay off your home sooner and save significantly on interest. Ideal for borrowers focused on long-term savings and faster equity growth. 

Why SympliMortgage

Expert Guidance: Personalized mortgage advice to help you find the best loan options tailored to your needs.

Ongoing Support: Dedicated support throughout the mortgage process and beyond, helping you with any refinancing or future mortgage needs.

Fast & Easy: Our online application process is quick and easy, and our team is here to help you every step of the way.

What Our Customers Say About Us

We care what our customers think of us and so should you. We are partners in your business and your success is ours.

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5.0
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"Sympli Mortgage made the homebuying process incredibly smooth. Their team was responsive, transparent, and always had our best interests in mind. We closed ahead of schedule with a great rate!"

Jessica M. Salt Lake City, UT

"As first-time buyers, we had a lot of questions, but the Sympli Mortgage team was patient, knowledgeable, and truly guided us every step of the way. Highly recommend!"

Daniel & Priya K. Provo, UT

"Working with Sympli Mortgage was the easiest part of our home purchase. They explained everything clearly and got us pre-approved quickly. Couldn't have asked for a better experience!"

Lindsey R. Ogden, UT

Let me help you choose the right loan for your home and your goals.

Have questions? Let’s talk.
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Let me help you choose the right loan for your home and your goals.