Buying your first home represents one of the most significant financial decisions you'll make. This guide walks you through the essential steps to prepare for homeownership, from evaluating your finances to closing on your property. Assess Your Financial
Oct 14, 2025 | Purchasing a Home
Closing costs are the fees and expenses you pay when finalizing your home purchase. These costs cover services provided by your lender, third-party professionals, and prepaid items that protect your investment. Understanding what you'll pay helps you budg
Oct 07, 2025 | Purchasing a Home
Veterans and active-duty military personnel have access to one of the best mortgage programs available—VA loans. Since 1944, this benefit has helped millions of service members buy homes with no down payment and better terms than conventional mortga
Sep 30, 2025 | VA Loans
Homeownership feeling out of reach? There's a little-known federal program that could cut your annual tax bill by up to $2,000 and make buying a home much more affordable. What Is a Mortgage Credit Certificate (MCC)? A Mortgage Credit Certificate is a fed
Sep 23, 2025 | Purchasing a Home
Is your current mortgage rate still working for you? If you're paying more than necessary, now might be a good time to consider refinancing. Even a small drop in your interest rate can make a noticeable difference in your monthly payments — and your
Sep 16, 2025 | Interest Rates
Buying a duplex lets you live in one unit while collecting rent from the other. It's a smart way to reduce housing costs while building wealth through real estate. Why Duplex Living Makes Financial Sense Living in a duplex while renting the other unit can
Sep 09, 2025 | Purchasing a Home